Mr. Martini has over 35 years of experience in the financial industry. Over his career he was honored with a Sales and Marketing Executives (SME) award for outstanding sales and marketing skills. He has been a finance and insurance manager, trainer, and dealer representative for CITICORP Person to Person, Beneficial Finance Co., and Nationwide Financial. He has reviewed various companies’ financial documents, worked up spread sheets and made recommendations to establish lines of credit. He also made personal and secondary real estate loans. He has an extensive background in consumer credit. His loan portfolio exceeded 10MM. He is very detail oriented and works with MS Office proof reading and correcting documents. Art has been a member of the team since its inception and has made many recommendations and implemented changes requested by the President and other team members.